Atlantic Home Loans

In 2007 senior mortgage planner Kris Cedillo saw drastic changes ahead for the mortgage industry and knew that if he wanted to better serve his customers and referral sources he would need to change too. Cedillo left his position as manager of a mortgage subsidiary of a major bank to join Atlantic Home Loans where their financial strength and stability provided consistently high levels of service for their customers.

Atlantic Home Loans is an independent mortgage banker specializing in processing residential mortgage home loan applications and closing on these loans quickly. With locations throughout Connecticut featuring experienced mortgage bankers who have access to hundreds of loan programs that will fit your exact needs Atlantic Home Loans is a great place to start when looking to buy a new home.

Cedillo, one of the rising stars of the Atlantic Home Loans Connecticut division, believes a mortgage should be about building relationships and helping customers achieve their home financing goals. As Cedillo knows any loan officer can get you a loan but how many can get you the right loan? Simply signing off on a transaction just to get the paperwork filed is one of the reasons the housing and mortgage market took such a downturn after 2007 and mortgage bankers like Kris Cedillo are determined not to let the recent past cloud a bright future for so many homeowners.

Cedillo likes to take a consultative approach with each client he works with by customizing each home financing solution to help individuals not only get the right loan but understand what the loan entails and why it is the best option for them. Too often mortgage brokers leave clients in the dark about the loan process and only call when a loan is approved or denied. Having helped hundreds of people get affordable and responsible home financing rates gives Cedillo the experience to apply what he has learned through the years and educate each client with his knowledge and advice.

With an extensive background helping first time home buyers, high net worth borrowers and self-employed borrowers Cedillo has a sterling track record that speaks for itself and he is also experienced to assist with:

- Government Loans
- Government Lending
- Investment Properties
- Non-conventional “Jumbo” lending
- Veteran Programs
- CHFA (Connecticut Housing Finance Authority)

As a community mortgage banker Kris Cedillo’s goal is to provide the highest level of customer service so that your experience is both rewarding and beneficial. Through his consultative approach to mortgage financing Cedillo is able to field questions covering a variety of lending topics and provide valuable information that will allow the loan applicant understand each step of the loan process and make the best decision possible.